Nos Programmes

Programs: Education & Incubation

Two tracks, one goal — building real fintech capability in Tunisia. Training courses built on operational examples, and hands-on support for early-stage ideas.

Formations

Education programs

Our training courses are built on real, operational fintech examples — designed for individuals and teams who want to move from theory to practice.

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Digital Payments Fundamentals

How mobile wallets, QR payments and payment rails actually work — and how to build on top of them in Tunisia.

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RegTech & Compliance

KYC, AML and regulatory reporting essentials for teams operating inside the BCT's fintech sandbox.

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Digital Banking Foundations

Core banking modernization, digital onboarding and the shift from legacy infrastructure.

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Fintech for Founders

A practical crash course on building and fundraising a fintech startup in the Tunisian regulatory context.

How it works

Practical, cohort-based learning

Each program runs in small cohorts so participants get real feedback, not just lecture content. Sessions mix short instructional segments with case studies drawn from actual Tunisian and regional fintech companies.

Programs are open to individuals as well as company teams — get in touch to find the right fit for where you are.

Format

Cohort-based

Small groups, real case studies, direct feedback.

Who it's for

Individuals & teams

From first-time founders to compliance teams at established banks.

Next step

Talk to us

Reach out via the contact page to check upcoming session dates.

Nos Initiatives

Incubation

We're avid for new and fresh ideas, the latest fintech trends, and opinions from different points of view — here's how we put that into practice.

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Incubation Program

Hands-on support for early-stage fintech ideas — from first prototype to first pilot with a real financial institution.

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Regulatory Sandbox Liaison

We help founders navigate the BCT's fintech sandbox process and connect with the right regulatory contacts.

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Community Events

Meetups, demo days and panel discussions that bring founders, banks and investors into the same room.

How incubation works

From idea to pilot

Our incubation track is built around Tunisia's real regulatory environment — not a generic startup playbook. That means working directly with the BCT sandbox process, connecting founders to banks and telcos willing to pilot new products, and pairing teams with mentors who've operated fintech products in Tunisia before.

We prioritize ideas addressing the country's biggest gaps: financial inclusion, digital payments infrastructure, and alternative credit for the underserved.

Step 1

Apply

Tell us about your idea or early-stage product via the contact form.

Step 2

Review

We assess fit, regulatory readiness, and potential ecosystem partners.

Step 3

Incubate

Ongoing mentorship, sandbox support, and introductions through to pilot.

Interested in a program?

Tell us which track you're interested in — Education or Incubation — and we'll get back to you.