Banking
AI in Tunisian Banking: Real Uses, Rules and Gaps
Chatbots, remote identity checks and credit scoring are the first AI uses in Tunisian banks. There is no AI-specific rulebook yet, and that cuts both ways for founders.
Banking: Fintech in Tunisia & Africa
Digital transformation in Tunisian banks, neobanks, open banking, Islamic finance, AI, cybersecurity and insurtech.
Banking
Cybersecurity in Tunisia's Financial Sector: The New Rules
BCT circular 2026-10 and Decree-law 2023-17 make security audits, incident reporting and strong remote identity checks mandatory for Tunisian payment fintechs.
Banking
Digital Banking in Tunisia: Where Banks Stand in 2026
Mobile payments grew 80.5% in 2025 and new rules allow remote onboarding, but most Tunisian adults still have no account. A look at banks' digital shift.
Banking
Insurtech in Tunisia: A Growing Market Slow to Go Digital
Tunisian insurers wrote a record TND 4.26 billion in premiums in 2025, yet penetration is stuck below 2.5% of GDP. Digital claims, embedded cover and new distribution rules could open the door to insurtech.
Banking
Islamic Fintech in Tunisia: Zitouna, Al Baraka and Wifak
Islamic banks hold a single-digit share of Tunisian banking, but their wallets, agent networks and microfinance platforms are where Islamic fintech is taking shape.
Banking
Neobanks in Tunisia: Why None Exists Yet, and What Would Change
No app-only bank operates in Tunisia. The law, wallet caps and capital rules explain why, and payment institutions are filling part of the gap.
Banking
Open Banking in Tunisia: Where Things Stand in 2026
Open banking has been debated in Tunisia since 2018, but no rule yet obliges banks to open APIs. Here is what exists, what is missing and how founders can work around it.
Banking
Arab Tunisian Bank Goes Live on Temenos Core Banking
In 2022, Arab Tunisian Bank moved its retail and corporate core banking to Temenos, with digital banking and payments planned next. What changed and why.