Africa
AfCFTA, Digital Trade and Cross-Border Payments in Africa
Africa adopted a Digital Trade Protocol in 2024 with annexes on payments, data and fintech. It is not yet in force. Here is what it covers and why Tunisia should care.
African Fintech: Lessons for Tunisia
Fintech across Africa — M-Pesa, Flutterwave, Wave, Egypt, Morocco, PAPSS, stablecoins — and what it means for Tunisia.
Africa
African Fintech Funding 2025–2026: Debt, Megadeals, Fewer Deals
African tech funding recovered in 2025, but fintech's share is shrinking, debt is rising and deal counts hit new lows in H1 2026. Here is what the numbers say.
Africa
Africa's Fintech Unicorns: Moniepoint, OPay, Wave and More
Almost every African unicorn is a fintech. Who they are, how reliable their valuations are, and why none of them is Tunisian.
Africa
Egypt Fintech: InstaPay, MNT-Halan and Fawry Explained
A central-bank payment rail, a listed incumbent and a unicorn lender: how Egypt built North Africa's biggest fintech market, and what Tunisia can take from it.
Africa
The eNaira's Struggles: CBDC Lessons for North Africa
Africa's first central bank digital currency attracted millions of wallets but almost no use. Nigeria is now repositioning it, and North African central banks should take note.
Africa
Flutterwave, Paystack and Africa's Payment Rails
Africa's two best-known payment gateways are no longer just gateways. Flutterwave bought Mono and took Ripple's money; Paystack bought a bank. Here is why.
Africa
M-Pesa Lessons: What North Africa Can Learn From Kenya
M-Pesa turned Kenya into a mobile money nation, then flopped in South Africa. The difference holds useful lessons for Tunisia's wallet market.
Africa
Morocco Fintech: Wallets, Regulation and Startups
13.8 million wallets, a crowdfunding law and a MiCA-style crypto bill: how Morocco is regulating fintech, and what Tunisia can take from it.
Africa
PAPSS: How Africa's Pan-African Payment System Works
PAPSS promises cross-border payments between African countries in local currencies, without routing through dollars or euros. Tunisia joined in 2024. Is it being used?
Africa
Stablecoins in Africa: Adoption, Rules and Tunisia
Sub-Saharan Africa received over $205 billion in crypto in a year, and stablecoins are now a dollar substitute. Regulators are moving from bans to licences. Tunisia has not yet.
Africa
How Wave Mobile Money Disrupted Pricing in Senegal
Wave scrapped cash-out fees and charged a flat 1% to send, forcing Senegal's incumbent to follow. Now taxes, a public instant payment rail and a bank are changing the game.