Regulation
Payment Institutions in Tunisia: Licensing and the 2026 Rules
The Central Bank of Tunisia has replaced its 2018 payment institution rules with a far stricter circular. Here is how the licence works and what changes.
Regulation: Fintech in Tunisia & Africa
How fintech is regulated in Tunisia: the Central Bank (BCT) sandbox, payment institution licences, foreign exchange rules, crypto, crowdfunding, data protection and KYC.
Regulation
The BCT Regulatory Sandbox: How Tunisia Tests Fintech
Launched in 2020, the Central Bank of Tunisia's sandbox lets fintechs test products with real users under supervision. Here is what it has done so far, and what it cannot do.
Regulation
Crowdfunding Law in Tunisia: How the CMF Framework Works
Six years after Law 2020-37, Tunisia's equity crowdfunding rules are complete and the first platform licence has been granted. Here is what founders need to know.
Regulation
Crypto Regulation in Tunisia: Is Bitcoin Legal in 2026?
Tunisia has no crypto law, but the foreign exchange code makes holding and trading crypto legally risky. Draft reforms would change that, if adopted.
Regulation
Data Protection in Tunisia: What Fintechs Must Know
Tunisia's 2004 data protection law still applies, its regulator has barely functioned since 2024, and a GDPR-style reform is in committee. What fintechs should do now.
Regulation
e-KYC and AML in Tunisia: Remote Onboarding Rules
Tunisian banks and payment institutions can now onboard customers remotely, but under strict biometric, audit and AML conditions. Here is what the BCT requires.
Regulation
Tunisia's FX Code Reform: Where It Stands for Startups
Resident FX accounts are now legal, but the new foreign exchange code is still stuck in committee. A status check for founders, as of October 2026.
Regulation
Tunisia's 2025 Labour Law Reform: What It Means for Startups
Law 2025-9 made permanent contracts the norm and banned labour subcontracting. For startups that relied on short contracts and outsourced developers, the rules have changed.
Regulation
Bolt Withdraws From Tunisia After Money-Laundering Probe
Six weeks after Tunisia suspended it over money-laundering and licensing allegations, Bolt shut down without explanation. What happened and why it matters.