Affinity insurance for smartphones and glasses, launched with BH Assurance
The only public coverage we found dates from the June 2022 launch with BH Assurance; we found no website or later news.
Garanty is a Tunisian startup that offers affinity insurance for everyday items. In June 2022, insurer BH Assurance announced the official launch of its first affinity insurance products in partnership with Garanty, as part of its open-innovation programme. According to Managers, the initial offer let members insure their smartphones and glasses against screen, lens or frame breakage, with technical interventions and telephone assistance included. The two partners said at the time that cover would be extended within a few months to other everyday items such as multimedia equipment and household appliances. In this model the startup handles the product and the customer relationship while the risk is carried by BH Assurance, a licensed insurer; Garanty itself is not reported to hold an insurance licence. The article said Garanty would benefit from BH Assurance's network and support. We found no public information on Garanty's founders, founding date, funding or current activity since the 2022 launch, so its status is listed as unclear.
No disclosed funding rounds.
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Tunisian insurers wrote a record TND 4.26 billion in premiums in 2025, yet penetration is stuck below 2.5% of GDP. Digital claims, embedded cover and new distribution rules could open the door to insurtech.
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