Taysir Microfinance

Taysir Microfinance is a Tunisian microfinance company that started operating in 2014 after receiving authorisation from the Ministry of Finance on 28 March 2014. At launch, Tunisian shareholders held more than 80% of its capital, including several banks, insurers and leasing companies, alongside ADIE International and Crédit Coopératif; it was created together with Taysir Conseil, which provides support services to borrowers. Its first branches opened in Le Kef, Siliana, Béni Khaled and Ibn Khaldoun, reflecting a focus on disadvantaged regions and neighbourhoods. According to the summary of its 2024 bond prospectus reported by L'Economiste Maghrébin, Taysir is now majority-owned by the Horchani Group and operated 26 branches; 46% of its financing went to women, 42% to young people and 74% to regional development zones. Unlike most microlenders, Taysir taps the bond market to fund growth: its 2024 public issue targeted TND 30 million, expandable to TND 40 million, at a fixed rate of about 11%. MicroRate gave it a β+ rating. It is supervised by the Autorité de contrôle de la microfinance (ACM). It is included here as a reference credit institution rather than as a fintech startup.