La Poste Tunisienne (e-Dinar & D17)

La Poste Tunisienne, the trade name of the public Office National des Postes (ONP), is one of the oldest players in Tunisian digital payments. It set up the e-Dinar online payment system in 2000, launched the e-Dinar Smart card at the end of 2008 and later added the e-DINARPOST card for postal account holders. e-Dinar cards can be topped up and used online, which made them popular with people without a bank card; most fintech gateways accept them. D17 is La Poste's mobile app, used for transfers and for payments at affiliated merchants. In July 2025 La Poste made the e-Dinar wallet free for citizens, valid for ten years, with transfers, money orders, merchant payments, bill payments and online payment of school and university fees. La Poste also runs its own e-commerce acceptance service, separate from the banks' ClicToPay platform; UNCTAD counted 652 affiliated sites at the end of 2020. Under BCT Circular 2026-10, prepaid e-money distributed by payment institutions must be issued by a bank or by the ONP, which gives La Poste a structural role in the market. La Poste does not publish D17 user or transaction figures, so its market share cannot be assessed from public data.