Payment Institutions in Tunisia: Licensing and the 2026 Rules
The Central Bank of Tunisia has replaced its 2018 payment institution rules with a far stricter circular. Here is how the licence works and what changes.
Ooredoo's mobile wallet, issued by its BCT-licensed payment institution OFT Tunisie
walletii by Ooredoo is a mobile wallet operated in Tunisia by OFT Tunisie (Ooredoo Fintech Tunisie), a subsidiary of Ooredoo Fintech International, which is wholly owned by the Ooredoo group. OFT Tunisie received a provisional authorisation from the Central Bank of Tunisia (BCT) in December 2024. Its definitive licence as a resident payment institution was published in the Official Journal on 14 March 2026, giving it six months to start operating; Webmanagercenter reported that this brought the number of licensed payment service providers in Tunisia to 16. The official commercial launch of walletii was announced in late August 2026, in partnership with Ooredoo Tunisie. According to the launch announcement, the wallet supports domestic bill payments, sending and receiving money, deposits and withdrawals through approved walletii agents across the country, and QR code payments for everyday purchases. A launch promotion offered full cashback on school fee payments made through the wallet. walletii competes with other telecom-linked wallets such as Tunisie Telecom's Kashy and with bank and postal wallets. Like other payment institutions, OFT Tunisie operates in dinars and inside Tunisia only, under BCT rules including Circular 2026-10.
No disclosed funding rounds.
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Mobile wallet and app-based partner-bank accounts, plus a merchant payment gateway
Tunisie Telecom's mobile wallet, run with licensed payment institution Viamobile
Postal e-Dinar cards and wallet, and the D17 mobile payment app